Determine the "smoothed" annualized return of your long-term investments. Understand exactly how much your asset grew on average each year.
Our dashboard displays both Absolute ROI and CAGR side-by-side. This dual-view approach helps you evaluate an investment's performance while accounting for the time it took to achieve those gains.
If your final value is lower than your starting capital, the interface updates automatically. The CAGR dashboard turns red, helping you visualize the rate of capital loss over your investment period.
Security is paramount. All calculations are performed on your local machine. Your investment data and profit metrics stay in your browser and are never transmitted to any external server.
CAGR stands for Compound Annual Growth Rate. It is a mathematical formula that provides a "smoothed" annualized rate of return. Essentially, it tells you what constant interest rate you would have needed every single year to grow from your Starting Value to your Final Value.
ROI is a flat number. If an asset grew 100%, that sounds amazing. But if it took 20 years to grow 100%, the investment was actually quite poor compared to the stock market. CAGR factors in the time constraint, making it the preferred metric for comparing assets over long durations.
It heavily depends on your risk tolerance. Historically, broad market index funds (like the S&P 500) average a CAGR of around 7% to 10% over multiple decades. Extremely volatile assets can swing wildly from +50% one year to -30% the next, which is where the "smoothing" effect of CAGR helps analyze the true path.